Investment Insights

Clear explanations of investing, ETFs, and market trends to help you understand long-term investing.

12 Passive Income Apps That Will Help You Earn Extra Money

Passive income is a great way to supplement your earnings, whether you work full-time or run your own business. There are many apps that can help you generate it.

Passive income is a great way to supplement your earnings, whether you work full-time or run your own business. There are many apps that can help you generate it. This article lists 12 of them – tried and true.

What is passive income?

Passive income is a way to earn money without the need for constant commitment—the opposite of a job or business. Therefore, passive income is a great complement to income from a full-time job or our own business. But what does it mean in the context of the app? It means we can earn money from activities we perform daily, or activities that require minimal effort .

While passive income apps won’t make you a millionaire overnight, they do allow you to increase your income regularly.

Best passive income apps:

Survey Junkie:
A simple app where you earn money by completing surveys. Users can also use the “Surf to Earn” program, which allows you to earn passive income by sharing data about your online behavior.

Google Opinion Rewards
In this app we also complete short surveys and in return we receive Google Play credits or cash on PayPal.

HoneyBook
is a platform for project management and business process automation. However, it offers a paid referral program – you can earn up to $200 for each client you refer. 

Creative Market.
The perfect place for creatives to easily monetize their work. Selling digital products like photos, illustrations, templates, and fonts is a great way to earn extra income.

Society6
Another app for artistic souls: here they can offer and sell their work on products such as prints, decorations or home accessories.

Fluz
With Fluz, you buy gift cards and earn money thanks to the “networking” feature – if you invite friends to the app, you earn money with every purchase they make. And if they invite more people, you earn money on their purchases as well.

Swagbucks
This app offers points for everyday activities like shopping, watching YouTube videos, or searching Google. Points can be redeemed for gift cards or cash via PayPal.

Fiverr
allows you to earn money by completing small tasks. By offering easily repeatable services that require minimal effort, such as template design, simple content writing, or creating resellable digital assets, you can maximize your income with minimal effort. 

Honeygain:
Here, you earn money by sharing your unused internet bandwidth. Once installed, Honeygain runs in the background, utilizing your internet connection to collect data for companies. In return, you earn money—the amounts depend on the amount of data you share.

Toluna
allows you to earn money by participating in online surveys. The company partners with numerous global brands, and by sharing your opinion on their products and services, you’ll earn points that you can redeem for cash or gift cards.

Nielsen App
Nielsen is one of the largest media measurement research companies. By joining their panelists, you earn money by sharing data about your phone, tablet, or computer usage.

Mooninvest 
is an online platform for passive investments in ETFs . Simply create a free account, deposit any amount (even 1 PLN!), and then watch your money generate profits. You can read more about the benefits of this type of passive income in the Benefits section .

Even more passive income ideas

Of course, there are many methods for generating passive income. The key to success is creativity and systematic search for opportunities . However, it’s worth being cautious and checking whether the apps and partners we choose to work with are trustworthy, verified (online reviews can be helpful), and monitored by external institutions – just as Mooninvest is supervised by, among others, the Polish Financial Supervision Authority .

Popular articles

Investing at your
fingertips

Track your investments, monitor performance, and stay in control anytime, anywhere. Download the Moon Invest app and manage your portfolio directly from your phone.
Winners Investments ocp, as
Mlynské Nivy 73, 821 05 Bratislava
Identification number: 55111459

Customer service
biuro@mooninvest.pl
Moon App
Copyright © 2026 Winners Investments ocp, as All rights reserved.